Fixed Rate Comparison · South Africa

Compare Fixed Rate Investment Options

Explore fixed-rate opportunities based on your investment amount and preferred term.

Free comparison · Takes less than 60 seconds · No obligation

Your Rand. Your Rate.

Comparison selector

South Africa

R500,000 – R999,999

Preferred term

1 yr2 yr3 yr

Options are compared by term and investment amount. RandRate does not display rates until verified product information is available.

Why RandRate

Make More Informed Decisions With Your Rand

Fixed-rate options can vary by provider, investment amount and term. RandRate makes it easier to explore and compare options available to you.

Compare Rates

Explore fixed-rate opportunities in one place.

Choose Your Term

Compare options across 1, 2 and 3-year terms.

No Obligation

Explore your options before deciding what's right for you.

By term

Compare By Investment Term

Investment term

1 Year

Explore shorter-term fixed-rate options.

Investment term

2 Years

Explore medium-term fixed-rate opportunities.

Investment term

3 Years

Explore longer-term fixed-rate opportunities.

Not sure which term?

How it works

Fixed Rate Comparison Made Simple

  1. 01

    Tell Us What You're Looking For

    Choose your investment amount and preferred term.

  2. 02

    Explore Relevant Options

    Your preferences help identify fixed-rate opportunities that may be relevant.

  3. 03

    Understand Your Options

    Review the applicable rate, term, conditions and important information before deciding whether to proceed.

Understanding the basics

Understanding Fixed Rate Investments

A short, plain-language introduction to how fixed-rate investments work and what to look at when comparing them.

What is a fixed rate?

A fixed rate is a predetermined rate applicable for a defined period, subject to the terms of the specific product.

Why compare?

Rates, terms, access conditions, minimum investment amounts and risks can differ between products.

Which term should I choose?

The appropriate term depends on factors including when you may need access to your money and the conditions attached to the particular investment.

Learn More About Fixed Rate Investments

Our approach

Compare With Confidence

Simple Comparison

Clear information designed to make different options easier to understand.

Built for South Africa

Explore fixed-rate opportunities relevant to South African investors.

No Obligation

Comparing your options doesn't mean you have to proceed.

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Your Rand. Your Rate.

What Rate Could Your Rand Be Earning?

Explore fixed-rate options based on your investment amount and preferred term.

Free comparison · Takes less than 60 seconds